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I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.

Meet the Goats, Shop the Farm at Pygmy Harbor Farm’s Open Farm Day

Pygmy Harbor Farm (2222 Robin Ben Lane) is hosting an Open Farm Day on August 9th from 10:00 AM to 1:00 PM — three hours to explore the property, meet the friendly goats, shop directly from the farm, and just breathe some fresh air.
It's an easy, relaxed morning with no agenda beyond wandering the grounds, connecting with the animals, and picking up whatever the farm has on offer that day. Bring the family, bring friends, and plan to stay a while. More Info
Appalachian Ballet Company Is Holding Auditions

Appalachian Ballet Company is holding auditions for their 2026–2027 season on August 15th at Van Metre School of Dance (215 West Broadway, Maryville) — with slots available for dancers ages 10 and up. The audition fee is $20.
The schedule:
Ages 10–11: 11:30 AM–12:30 PM · Registration opens 11:15 AM
Ages 12–14: 12:45–2:15 PM · Registration opens 12:15 PM
Ages 15 and up: 2:30–4:15 PM · Registration opens 2:00 PM (arrive early to warm up)
Dancers 12 and older should be prepared to perform en pointe. Artistic Directors Amy Morton Vaughn and Kylie Morton Berry will be evaluating alongside a panel of judges — including Beth Everitt, Associate Director of Programs and Productions at the Houston Ballet, serving as an independent outside judge. They're looking for strong classical training, exceptional musicality, engaging acting skills, and a genuine passion for dance.
And here's why this season in particular is worth auditioning for: 2026–2027 marks the Appalachian Ballet Company's 55th anniversary, and the lineup reflects it. The season opens with a haunting retelling of Dracula in October at the Haslam Family Flexible Theatre, followed by The Nutcracker in early December in both Knoxville and Maryville — with the Knoxville Symphony Orchestra accompanying all public performances. Cinderella rounds out the spring in early April, and the senior company travels to Montgomery, AL for Regional Dance America/Southeast.
Appalachian Ballet Company is the Resident Dance Company for The Clayton Center for the Arts. More Info
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Family Night - Create & Play at BnB Foam Dart Arena

BnB Knoxville and Painting Around have teamed up for Family Night - Create & Play on August 7th from 6:30 PM to 8:30 PM at 6709 Maynardville Pike — a two-hour evening where the kids and adults split up and each do their own thing, then come back together.
Here's the breakdown: kids get two full hours in the foam dart arena to run, dodge, and battle it out. Meanwhile, adults work with Painting Around to create a custom picture frame — and everyone leaves with a free 4x6 on-site photo to put in it. The whole thing is $20 per participant plus tax, and it works just as well for a parent-child outing as it does for a larger family night out.
Space is limited and reservations are required. More Info & Reserve your Spot
Drag Racing, Bounties, and a Live Concert — Knoxville Dragway

This is not your average race night.
Knoxville Dragway (160 Raceway Drive) is hosting Backside Bounty Series Race #5 on August 29th at 5:00 PM — and they're throwing in a live concert between rounds to make sure there's never a dull moment.
Here's how the Backside Bounty format works: the winner of the first race claims a bounty and gets a free class entry. From that point on, every other driver on the track becomes a bounty hunter — your job is to knock the bounty holder out before they reach the final round. If you do, you claim the bounty. If you don't, the bounty holder walks into the final round of the next event for free. It's bracket racing with stakes built in at every turn.
Every driver's gate fee goes directly into the class pots, which means the more drivers who show up, the bigger the payouts get. For spectators, it's a night of competitive racing with a live music soundtrack in between. More Info

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🗓️ July 31st-August 1st - The Kuumba Festival — East Tennessee's largest African American Cultural Arts Festival — returns to Market Square, and it is exactly what it sounds like: a full, joyful, free celebration of culture, community, craft, and creativity in the middle of the city. More Info
🗓️ July 31st-August 2nd - CreepyCon 2026 celebrates its 10th Anniversary at the Knoxville Convention Center (701 Henley Street) from July 31st through August 2nd — and Tennessee's biggest Halloween and horror convention has never looked better. More Info
🗓️ August 1st - The KCMG Garden Classroom is presenting "Garden Myths Busted" — a free, two-hour class that takes on common gardening misconceptions with the kind of evidence-based guidance only a Master Gardener can deliver. 10:00 AM–Noon at UT Gardens South Greenhouse, 2514 Jacob Drive. Registration is required — email [email protected]; More Info
🗓️ August 1st - The Polish Heritage Festival comes to the Cathedral of the Most Sacred Heart of Jesus (711 S. Northshore Dr) — an evening that begins with Mass at 5:00 PM and flows into three hours of cultural celebration from 6:00 PM to 9:00 PM. More Info
🗓️ August 1st - Step into a storybook setting and celebrate creativity at the Village Maker's Fair on Saturday, August 1, from 10:00 AM to 2:00 PM at Ancient Lore Village in Knoxville. More Info
🗓️ August 1st - Calling all princes, princesses, and fairy tale fans! Get ready for an enchanting day filled with magic, music, and unforgettable memories at Knoxville Princess Day on Saturday, August 1, at the Knoxville Convention Center. More Info
🗓️ August 1st - Hello Market — organized alongside Linked-Different and community partners — is hosting their Back to School Community Event on August 1st from 12:00 PM to 6:00 PM at 11214 Outlet Drive. Admission is free. All ages are welcome.
🗓️ August 1st - Playtime in the Plains (8537 Asheville Highway) is hosting a Back to School BASH!! from 10:00 AM to 1:00 PM — a three-hour community celebration with the whole family in mind.
🗓️ August 2nd - Start your engines and head to West Town Mall for Tennessee's largest Cars & Coffee event from 8:00 to 11:00 a.m. Whether you drive a classic muscle car, an exotic supercar, a lifted truck, a vintage cruiser, or your daily driver, all makes and models are welcome. More Info
🗓️ August 4th - The Farragut West Knox Chamber of Commerce is hosting a 2026 Speaker Series breakfast with Mike Keith — Hall of Fame broadcaster, VFL, and the new Voice of the Vols — from 7:15 PM to 9:00 AM at Jewelry Television (9600 Parkside DrIve). The event is presented by Rackley Roofing, the official roofers of the Vols. More Info
🗓️ August 5th - Kat Mahn of Kat's Purrfect Getaways is hosting a Cruise Education Night: Celebration of Music Down the Danube from 6:00 PM to 8:00 PM at Reef Coffee (138 West End Ave, Farragut) — a relaxed, two-hour evening designed to give you the full picture on an upcoming group cruise with AmaWaterways, one of the top names in river cruising. RSVP to Kat: call or text (865) 396-3783, or email [email protected]
🗓️ August 7th - Looking to meet someone the old-fashioned way? Put down the dating apps and make real connections at the Speed Dating Party for Knoxville Singles (Ages 35–50) at Hi-Wire Brewing in downtown Knoxville. More Info
🗓️ August 7th - Knox County Parks & Rec wraps up its Sunset Cinema: Movies in the Park series with a screening of Jaws at 7:00 PM at The Cove at Concord Park (11808 S Northshore Drive) — an outdoor movie night that starts with pre-screening activities and rolls into the film once the sun goes down. More Info
🗓️ August 7th and 8th - Experience the timeless music of Aretha Franklin as acclaimed performer Alexis Tidwell Bailey returns to the Oak Ridge Playhouse in Rock Steady: An Aretha Franklin Tribute
🗓️ August 7th-9th - The 2026 Kerbela Shrine Circus returns to Thompson-Boling Arena at Food City Center (1600 Phillip Fulmer Way SW). More Info
🗓️ August 8th - The KCMG Garden Classroom is presenting "Garden Myths Busted" — a free, two-hour class that takes on common gardening misconceptions with the kind of evidence-based guidance only a Master Gardener can deliver. 10:00 AM–Noon Corryton Community Center, 9331 Davis Drive, Corryton. Registration is required — email [email protected]; More Info
🗓️ August 8th - Tea & Treasures (4104 W. Martin Mill Pike) — a charming shop billed as "a unique collection of old and new" — hosts its 2nd Saturday Marketplace from 11:00 AM to 4:00 PM (weather permitting).
🗓️ August 8th - Irish Fest on the Hill returns at Immaculate Conception Catholic Church in downtown Knoxville, from 2:00 PM - 10:00 PM. The event honors Knoxville's deep Irish heritage through an afternoon of live Irish bands, traditional Irish dancers, kids' games, and classic Irish food — the kind of spread that leaves everyone happy and full. More Info
🗓️ August 9th - Old City Market transforms West Jackson Avenue into an outdoor showcase of Knoxville makers, artists, bakers, and crafters on the 3rd Sunday of every month from 11:00 AM to 4:00 PM — additional markets are on Sept 20th, Oct 18th, and Dec 13th. More Info
🗓️ August 8th - O'Connor Senior Center is hosting a Crafters Yard Sale on August 8th from 10:00 AM to 2:00 PM at 611 Winona Street, and shoppers get in free. The sale features new and gently used craft supplies, handmade goodies, and the kind of unexpected treasures that tend to turn up when crafters clear out their stashes. Have a table full of craft supplies you'd like to sell? Vendors are still being accepted. Register online or contact Brenda directly for details ([email protected] or (865) 523-1135.
🗓️ August 9th - The Back-to-School Bash at B&B Indoor Foam Dart Arena (6709 Maynardville Pike) is happening from noon to 4:00 PM. More Info
🗓️ August 11th-18th - Crafty Bastard Brewery – Emory Place (6 Emory Place) A full week of used books at the Emory Place location of Crafty Bastard Brewery, during business hours. Yes, you can browse books and grab a beer at the same time. No further justification needed.
🗓️ August 11th-18th - Crafty Bastard Brewery – West (9937 Kingston Pike) Same week, second location — Crafty Bastard's West location runs its own sale simultaneously. Two chances to find something great at one of Knoxville's favorite breweries.
🗓️ August 12th-15th - Statemint Maryville is bringing their Fall Pop-Up Adult Consignment to White Star Station (133 W Broadway Ave, Maryville). The shop carries women's and men's clothing, shoes, and accessories in sizes XS–4XL. More Info
🗓️ August 12th - Looking for the perfect midweek activity? Gather your favorite teammate and get ready for the Fall Cornhole League at Orange Hat Brewing in Hardin Valley, kicking off Wednesday, August 12. More Info
🗓️ August 13th-15th - The Flexible Jewelry Event at Fountain City Jewelers (2802 Essary Drive), and it's exactly what it sounds like: a special showcase of bracelets and rings crafted from genuine 14K gold, diamonds, and natural gemstones. The event runs all three days during regular store hours — Monday–Friday, 10:00 AM–6:00 PM. No appointment needed. Stop in anytime August 13th–15th. More Info
🗓️ August 14th - Denise Kiernan — author of the instant New York Times bestsellers The Girls of Atomic City and The Last Castle — brings her latest book to the East Tennessee History Center (601 S Gay St) from 5:30 PM to 6:30 PM. The event is presented in partnership with the Friends of the Knox County Public Library. More Info
🗓️ August 14th-16th - Tattoo enthusiasts, artists, and fans of creative expression won't want to miss the Knoxville Tattoo Convention at the World's Fair Exhibition Hall. More Info
🗓️ August 15th - KCMG is leading a guided nature walk at Collier Preserve (316 W. Emory Road) focused on "Plants for the Watershed." Collier Preserve sits within the Beaver Creek watershed and features real-world examples of how plants help manage stormwater runoff under Emory Road. A Knox County Master Gardener will lead the walk. Free, no ticket needed — just show up at 9:00 AM. More Info
🗓️ August 15th - The VW Drag Fest & Show comes to Knoxville Dragway (160 Raceway Drive, Maynardville) on August 15th from 8:00 AM to 10:00 PM for a full day dedicated entirely to the VW community. This is a Volkswagen-ONLY event with car show judging, bracket drag racing, a swap meet, camping (Friday night), and 14 hours of everything a VW enthusiast could want. Gate & Car Show Registration · Vendor/Swap Meet · Camping
🗓️ August 15th - Celebrate summer at Loudon Riverfest at Riverside Park and Legion Park (201 Ferry St.).
🗓️ August 15th - History Hootenanny returns to the East Tennessee History Center (601 S Gay St) and Krutch Park, running 9:00 AM to 4:00 PM — and the best part is that it's completely free and open to the public. More Info
🗓️ August 15th & 16th - If you love pickles—or simply enjoy quirky, one-of-a-kind festivals—you won't want to miss Gherkinfest 2026, happening August 15–16 at Schulz Bräu Brewing Company in Knoxville. This two-day celebration is packed with fun, flavor, and plenty of pickle-inspired entertainment for all ages.
🗓️ August 20th -New Harvest Farmers Market hosts Nourish Kids — a free program for children ages 2–12 — on the third Thursday of every month at the New Harvest pavilion (4775 New Harvest Lane). The next session is from 3:00 PM to 6:00 PM, with another on September 17th. More Info
🗓️ August 16th - Experience the sights, sounds, and flavors of Europe without leaving Knoxville at the European Heritage Festival on Saturday, August 16, from 11:00 AM to 6:00 PM in Market Square. More Info
🗓️ August 21st - Constellation Concerts is bringing The Music of Adele: Under The Stars to the Knoxville Convention Center — a one-night-only immersive concert experience featuring Brenna Greene on vocals alongside a live orchestra. Two show times are available: 6:30 PM and 8:45 PM. More Info
🗓️ August 22nd - GermanFest Knoxville returns to First Lutheran Church (1207 Broadway) from 11:00 AM to 8:00 PM — a full nine hours of German culture, Southern hospitality, and the kind of sheer, wholehearted fun that you can only find at a festival that includes competitive dachshund racing. More Info
🗓️ August 23rd - Intrepid Nitro Coffee and Tea Bar and Bowman Studios are teaming up for a Make a Dog Toy Class from 2:00 PM to 5:00 PM at Intrepid Nitro (11432 Hardin Valley Rd). Tickets are $12, and you leave with a handmade toy your dog will actually use. More Info & Tickets
🗓️ August 27th - Knoxville Museum of Art is hosting a Music for Seniors Free Daytime Concert from 1:00 PM to 2:00 PM at 1050 World's Fair Park Dr SW — and it's open to the public, no ticket required. More Info
🗓️ August 28th - Appalachian Arts Craft Center is hosting Appalachian Voices: Stories, Laughter & Creativity — a special community luncheon celebrating creativity, storytelling, and the rich culture of Appalachian life. The event takes place at the Oak Ridge Conference Center (1403 Oak Ridge Turnpike, Oak Ridge) from 11:45 AM to 1:15 PM. More Info & Tickets
🗓️ August 29th - Powell Branch Used Book Sale (330 W Emory Rd) Friday, 10:00 AM–5:00 PM at the Powell Branch Library. One-day sale, all the good stuff.
🗓️ August 29th - Flutter into a day of family fun and discovery at Stanley's Ninth Annual Butterfly Festival from 10:00 a.m. to 1:00 p.m. This free community event celebrates one of nature's most fascinating pollinators while offering activities and educational experiences for all ages. More Info
🗓️ August 30th - The 13th Annual Knox Asian Festival takes over World's Fair Park and the Knoxville Museum of Art from 10:30 AM to 6:30 PM. Presented by the Asian Culture Center of Tennessee, this is one of the most genuinely immersive cultural events in the entire state — and it's right here in Knoxville. More Info
🗓️ September 3rd - Amy Speace — award-winning singer-songwriter and author — brings The Cardinals Tour: Words & Music to The Open Chord Stage (8502 Kingston Pike), just two days after her debut book of poetry hits shelves. It's her first live show built around the intersection of her music and the new book, making this a genuinely rare kind of evening — part concert, part literary event, all Amy Speace. More Info
🗓️ September 6th - Big Kahuna Wing Festival at World's Fair Park; Thousands of pounds of wings; Competitive wing cook-off; Wing eating contest; Live entertainment; Kids activities; Pyro musical fireworks show. More Info
🗓️ September 11th-12th - Farragut Branch Used Book Sale (417 N Campbell Station Rd) Two days, 10:00 AM–5:00 PM each day. Go ahead and put it on the fall calendar now.
🗓️ September 12th - Looking ahead: the Tennessee Smart Yards and Friends Festival is set for 10:00 AM–2:00 PM at the University of Tennessee Gardens. More Info
🗓️ September 12th - Powell Pet Palooza 2026 — the second annual community celebration for pet lovers in the Powell area — returns to Beaver Ridge United Methodist Church (7753 Oak Ridge Hwy) on September 12th from 10:00 AM to 2:00 PM. The event is organized by the Powell Small Business Network and Sara's Waggy Tails LLC, and they're promising bigger and better than last year.
🗓️ September 12th - The Marine Mud Run returns to Harmony Family Center (4901 Montvale Road, Maryville), and this year they're shaking things up — new course layout, new obstacles, and new mud added to the classics. What stays the same: roughly 3 miles of off-road running through scenic trails, fields, hills, and mud pits, finished off with water. Wear old clothes and shoes. Showers are on site. Register; More Info
🗓️ September 12th - 13th - Discover the rich history, traditions, and culture of the Cherokee people at the 35th Annual Cherokee Fall Festival, taking place September 12–13 from 10:00 a.m. to 4:00 p.m. at the Sequoyah Birthplace Museum in Vonore, Tennessee. More Info
🗓️ September 15th- Food lovers won't want to miss Taste of Blount 2026, taking place September 15 from 6–8 p.m. at Theater in the Park in Maryville. This annual event showcases the best of Blount County's culinary scene, featuring samples from local restaurants, caterers, and gourmet grocers. More Info
🗓️ September 17th - Knox County Mobile Meals and the Knoxville-Knox County Community Action Committee are hosting Power of the Purse® 2026 at Rothchild Catering and Conference Center (8807 Kingston Pike) — doors open at 4:45 PM and Purse Madness starts at 6:00 PM sharp. More Info & Tickets
🗓️ September 18th - Raise a glass to an unforgettable evening at the 2026 Tennessee Cocktail Festival on September 18, from 6:00–9:15 PM at The Mill & Mine in downtown Knoxville.
🗓️ September 26th - Friends of the Knox County Public Library is hosting the Book Fair for Adults from 12:00 PM to 4:00 PM at the East Tennessee History Center (601 S Gay St) — and it's free to get in.
Networking:
Veterans:
🗓️Free Veterans’ Breakfast: The United Veterans Council of East Tennessee presents 20 free breakfasts for Veterans and guests on four Saturdays, monthly. Coffee line starts at 8am, Chow line starts at 8:30am. Locations and Dates
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